There are scores of good or great auto insurance companies in Florida and a few that are less than wonderful. It’s important to recognize the good from the bad and to know who will give you the best Florida auto insurance Quote. Knowing how to go about the process of getting a Florida auto insurance estimate can save you hundreds of dollars a year. Let’s look at the process and see whether or not you’re getting the best rate and getting the best services.
How to Go about getting a Florida Auto Insurance Estimate
There are advertisements on getting an insurance quote everywhere. You can find advertising on a website, in your mailbox, and on television and radio. The advertisements generally say how cheap their insurance rates are and how good the service is. These advertisements are a good place to start. Call the numbers listed on the ads and be prepared to give them your personal information and information regarding your car. You won’t have to give them a VIN number at this point in time but you will have to give them the make and model of the vehicle.
Getting the Most out of an Online Quote Service
You can get your Florida auto insurance quote without having to talk to an agent by doing it online. Most Florida insurance companies have online quote services in which you put in your personal information, including your social security number and information about the automobile or automobiles you want to insure. After providing this type of information, it will take a few minutes for the online service to deliver a quote for you.
Things you should know about Getting a Florida Auto Insurance Estimate
You’d think that every car at any given age would give the same quote but nothing could be further from the truth. They don’t take your personal information, including social security number, for nothing. While you are waiting to get your Florida quote, they are busy casing your credit rating. If you have a good credit rating, you’ll get a reasonable quote, no matter what vehicle you drive. If your credit rating sucks, however, your quoted rate will be inflated to reflect your poor credit score. A poor credit rating can nearly double the amount you pay for Florida automobile insurance.
Getting the Best Insurance Quote
The first thing you need to do to get a good insurance quote from an automobile insurance company is to get your credit rating in line. Check your credit rating regularly and have the credit rating companies remove anything that is inaccurate or out of date. Pay off any bills you can and then wait awhile to see what your credit rating looks like. Then you can go online or call an auto insurance company in order to get the best rate possible for the automobile you have. You’ll find that some high risk insurance sites offer higher rates than basic insurance companies that offer a wide range of insurance offerings. This is because they have a higher accident rate and pay out more from accidents than the older, more staid insurance companies. Check them all out and see what you get.